Not bulgy on my face Very small

Hi, basically through out this question, I just want to ask 2 main questions.

Explanation:So I am getting a mole removal from my face and my parents are letting me choose between a facial shop that removes mole for per mole. And a dermatologist (http://www.unionsquarederm.com/) that cost like a couple hundreds.

Question 1: Is the effect from getting it removed from the professional vs the shop so great that it is worth to pay that much more?
Question 2: I have to pay 0 at the first time visit at the dermatologist to check my mole. Is it possible that after I pay the 0 and they check it and decide that they cannot help me remove the mole, then my 0 is just dropped down the drain for nothing?

Thank you.
-Derek
thank you but please try to go more to the side of answering my 2 questions

Like its not the kind of moles that are popping out
its like a pencil dot but a little bigger and its really flat and not big but it just bugs me alot
& no i can’t freeze it or pop it cause like i said its really flat on my skin.
Anyways im not sure where to get rid of it or anything to get rid of it???

so i got 3 moles removed back at the end of marchh… they told me that 2 were fine but 1 was starting to "change" aka not good but they said the tissue around where they took out was good tissue not bad..
soo… iwent tannign only once before my prom – dumbb idea i know – but now the BAD MOLE is coming back! just a little bit but this is not cool.. whats this all about? am i starting to get skin cancer? should i get it removed again? … none of my other moles came back.. jsut this one

helppp? thoughts?
yesss i do have blonde hair and blue eyes.. and i am fair kinda – i get really dark during summer though and i dont freckle, its actual brown tan skin

Please don’t tell me to see a doctor.